MS Lending Group has completed a £5.2 million bridging loan for a corporate borrower to support the acquisition of a portfolio of multi-unit residential properties across several UK locations.
The 12-month term facility is secured against five multi-unit freehold blocks of flats in Derby, Manchester and Huddersfield. The transaction was agreed at 59% loan-to-value based on market value, with the total asset value reaching £8.65 million.
Speed of execution defined the deal. After receiving the initial enquiry on a Monday, MS Lending Group agreed day-one terms and instructed both valuations and legal work by Wednesday. Title reports arrived on Friday, allowing the transaction to complete the following Monday.
Desktop valuations played a central role in accelerating the process. This approach enabled the borrower to meet tight acquisition deadlines while maintaining due diligence standards and a structured approval framework.
Key elements of the transaction included:
a £5.2 million bridging loan
a 12-month loan term
security over five multi-unit residential blocks across three cities
an agreed LTV of 59% against £8.65 million of assets
The borrower required certainty of funding within a narrow window to secure the portfolio acquisition. MS Lending Group coordinated underwriting, valuation and legal work in parallel, which reduced delays and kept the timetable on track.
The lender said the transaction highlights the role of streamlined processes and flexible structuring when handling complex, multi-asset residential purchases under compressed timeframes.
“This was a fast-moving, high-pressure transaction with multiple assets across different locations,” explained Michael Stratton, CEO and founder at MS Lending Group. “We were presented with an existing borrower, conservative LTV, and tight timescales. At MSLG we have tailored the business so we can do exactly these types of deals. It’s a great example of what can be achieved when a lender can think and look outside the box, and find solutions.”
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