Unicorn Capital Advisory has arranged £2.69m of holiday let finance from Atom bank, a secured term loan to refinance a mixed-use lodge park near Bridgwater, Somerset.
The park has 31 holiday lodges, with residential and commercial income on the same site. The loan repays the borrower’s existing lender and releases around £890,000 of equity, which the borrower plans to reinvest in further residential investment property. The deal completed on 16 October 2026.
Income comes from holiday lets, residential lettings and commercial tenancies, all on one title, and the valuation assessed each part on its own merits. Unicorn worked closely with Atom’s underwriting team on valuation queries and the trading accounts, which allowed the holiday let finance to proceed as term debt rather than short-term bridging with another lender.
“This is a good example of a strong, well-run asset that doesn’t fall neatly into one lending category,” said Som Emadi, partner at Unicorn Capital Advisory. “Atom engaged properly with the detail, asked the right questions and stuck with it to completion. Our client now has long-term funding at a sensible leverage and capital to keep growing their portfolio.”
“We are delighted to support operators in this sector, which is often underserved in the market,” noted Liam Brodie, regional business development manager at Atom bank.
“Our ability to provide lending up to 85% of trading value in this space represents a truly attractive proposition for businesses looking for flexible, long-term funding.”
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